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financial instruments account

FINANCIAL INSTRUMENTS ACCOUNT

Stock exchange

Securities account

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The Financial Instruments Account allows access to all French, European and international securities.

Freedom.
No limit or minimum deposit. No mandatory holding period.

In detail

Portfolio diversification

A wide range of securitiesAt your disposal

Invest in the French or foreign markets and all types of securities: stocks, bonds, SICAV (open-ended collective investment scheme, common in Western Europe), mutuals funds, REIT, Real Estate UCIs, warrants, certificates, trackers…

Easy operation

At your own pacereally simple

Establish capital at your own pace by making deposits or setting up automatic transfers.

Commission

50% reductionON THE SIGN-UP COMMISSION

On the first day you purchase UCITS on mabanque.bnparibas, benefit from a 50% reduction on the sign-up commission.

Further details

Detailed features of the

FINANCIAL INSTRUMENTS ACCOUNT

Download the pdf

  • FISCAL AND PRACTICAL TERMS AND CONDITIONS
  • GENERAL INFORMATIONS
  • INSURANCE
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FISCAL AND PRACTICAL TERMS AND CONDITIONS

Eligibility

Any BNP Paribas checking account holder may open a Financial Instruments Account. A specific agreement is needed to open a Financial Instruments Account.

Joint Financial Instruments Accounts are allowed and one person may hold several Financial Instruments Accounts.

Securities categories:

French fixed-income or indexed-income securities

  • French bonds
  • French SICAVs or mutual funds primarily in bonds.

Variable-income French securities

  • French stocks
  • French SICAVs and mutual funds primarily in French stocks.

Foreign bonds

  • Foreign bonds
  • French SICAVs and mutual funds primarily in foreign bonds

Variable-income foreign securities

  • Foreign stocks
  • SICAVs and mutual funds, primarily in foreign stocks

Gold investments

Gold deposits are not legal financial instruments

  • Gold coins and bars
  • Gold mine securities (stocks, bonds)
  • SICAVs and mutual funds primarily gold investments

Treasury management

  • Cash SICAVs and mutual funds
  • Negotiable debt securities (certificates of deposit)

Non-trading companies and groups

  • Non-trading real estate investment company shares
  • REIT shares

Miscellaneous

  • Diversified SICAVs and mutual funds
  • SOFICA (cinematography and audiovisual financing funds) shares

Capital Gains Services

Customers subject to capital gains tax can assess the situation over the year relative to the threshold of capital gains taxation and evaluate the amount of capital gains or loss resulting from securities.

You will receive several statements:

  • A monthly statement of sales and capital gains with the amount of gross and net sales made as of the start of the year, the net acquisition price of securities sold (amount sold multiplied by the PAMP---weighted average acquisition price) and the capital gains or losses sustained
  • A tax certificate and 2014 tax return guide sent with the French Tax Form (IFU).

If you are subscribed to Panorama, you also receive a cumulative statement of sales and capital gains or losses.

You can sign up for the Capital Gains Services at any time, available only at your branch. You will receive the first sales statement (if at least one sale has been made) at the end of the month following the sign-up.

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In addition

  • pea-vignetteStock exchangeEQUITY SAVINGS PLANDiversify your portfolio with an equity savings plan while benefiting from an advantageous fiscal framework!
  • pea-pme-vignetteStock exchangeSMB EQUITY SAVINGS PLANDiversify your savings with an equity savings plan by investing in SMBs and mid-market companies, while benefiting from an advantageous fiscal framework!
  • TarificationsStock exchangePricingInvest with prices that match your requirements.

Have a question?

Our advisors are here to assist you.


Contact us


For assistance or to make a claim/contest a charge, your advisor can be reached on their direct line (a standard rate call).

BNP Paribas, limited company with a capital of €2,492,770,306 – Headquarters: 16 boulevard des Italiens, 75009 Paris. Registered with the Paris RCS (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.